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Post by jackie on Mar 26, 2008 0:29:13 GMT
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Post by jackier on May 29, 2008 9:10:48 GMT
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Post by jackier on May 29, 2008 9:15:23 GMT
WASHINGTON (Reuters) - Banks in the United States kept tightening lending standards and terms for both business and consumer loans over the past three months out of concern about a weakening economic outlook, according to a Federal Reserve survey issued on Monday. 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Jobs have been lost in each of the first four months of 2008, according to government statistics.Fed policy-makers may have had the outlines of the loan officers' report when they decided last week to reduce official interest rates another quarter percentage point. At the time, anarchy online creditsanarchy online creditarchlord goldbuy archlord goldcity of heroes influencecoh influencecity of villains infamycov infamyeve iskeve online iskthe Fed hinted it might halt its rate-cutting campaign while it assesses whether the 3.25 percentage points by which it has lowered benchmark U.S. rates since September will spur growth.The loan survey shows the tight lending continues to be a problem for the U.S. economy, flyff penyabuy flyff goldflyff moneygaia online goldgaia goldge moneygranado espada visgranado espada goldguild wars goldgw goldhellgate london palladiumhero online goldlast chaos goldpirates of the burning sea goldpotbs doubloonragnarok zenyro zenyrappelz rupeerappelz goldrf online goldscions of fate goldsecond life lindensecond life money which has grown at only a 0.6 percent rate during each of the last two quarters due to the drag from a deep housing crisis."About 35 percent of domestic banks and 45 percent of foreign institutions -- somewhat larger fractions than in the January survey -- noted that concerns about their banks' current or expected capital position had contributed to more stringent lending policies over the last three months," the Fed said. 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Notably, the survey found that 70 percent of U.S. banks had stiffened their lending standards for approving applications for home equity lines of credit since January. tabula rasa credittabula rasa creditstales of pirates goldvanguard moneybuy vanguard goldvoyage century goldwow cd keycd keyeverquest platinumeverquest2 platinum Fifty percent of banks said that for customers who already had lines of credit, ffxi gilmmorpgfree mmorpgmmorpg forumfree online mmorpgmmorpg openmmorpg sourcefree fantasy mmorpg wow levelingthey had tightened terms because the value of the collateral securing them -- the homes on which credit lines were issued -- had declined significantly below appraised values. |
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